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Protection & Insurance

Protect what matters most with tailored cover: life insurance, income protection, critical illness and business protection.

Protection meeting
Insurance Options

Explore common policy types and where they fit. Every recommendation is tailored to your needs and budget.

Level term life insurance

Pays a fixed, tax‑free lump sum if you die within a selected term. The amount insured remains the same throughout the policy.

  • Best for: family protection, interest‑only mortgages, fixed cover needs.
  • Term: typically 5–40 years. Premiums fixed at outset.
  • Options: single or joint life; add critical illness for broader cover.
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